Sen. Nelson slams regulators, credit bureaus for short-sale confusion

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Sen. Nelson slams regulators, credit bureaus for short-sale confusion [Tampa Bay Times] Sen. Bill Nelson wants regulators to fix a "disturbing" credit-reporting quirk that is torching the credit of people who sold their homes in short sales.

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2013-06-12  · Last year, she discovered that her short sale had been miscoded as a foreclosure, dashing her dream of buying a cabin at Lake Arrowhead, Calif. Months of calls and letters to her bank and the credit bureaus failed to set the record straight, even though Bana had paperwork proving the short sale. “It’s not at all logical,” she said.

Regulation O (12 CFR 215) Extensions of Credit to Insiders and Transactions with Affiliates applies to banks that are members of the federal reserve system. It covers, among other types of insider loans, extensions of credit by a member bank to an executive officer,

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