the terms, conditions, or limitations of a lender or servicer’s offer of mortgage relief, including how much time the homeowner has to accept the offer. In addition, if you make claims about the benefits, performance, or efficacy of your services, your statements must be truthful and you must have competent and reliable evidence to back them up.
Under this new Emergency Mortgage. act, as amended by the new law, HUD can provide assistance to homeowners who have suffered "a substantial reduction in income" because of involuntary unemployment.
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Homeowners who are behind on their mortgage payments have various options. A lender might offer forbearance if you lose your job or are waiting for a tax refund.. Your credit will take a hit, but it won't be as severe as in a foreclosure. In judicial states, including Florida, Illinois and New York, foreclosures must go .
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