Florida Jumbo Loans

A jumbo loan is a mortgage for higher loan amounts. Get information about jumbo mortgages and view loan rates in your area.

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A Jumbo Loan in Florida, also known as a Jumbo Mortgage in Florida is a loan that is above the conventional loan amount limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $484,350, its then considered a Jumbo Loan in Florida.

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Jumbo loans are for Florida borrowers looking to buy or refinance a home that exceeds conforming loan limits (the limit on conforming loans is $484,350 in most areas of the country). Home Point Financial’s Jumbo program is a great way to buy a luxury home.

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As a result of generally rising home values, the increase in the baseline loan limit, and the increase in the ceiling loan limit, the maximum conforming loan limit will be higher in 2019 in all but 47 counties or county equivalents in the U.S. Questions about the 2019 conforming loan limits can be addressed to LoanLimitQuestions@fhfa.gov.

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Jumbo Rates Florida is part of the Hurst Lending and Insurance Group of Companies. We specialize in jumbo and non-conforming loans to help you purchase a new home or refinance an existing home loan. We have competitive jumbo rate programs for self employed borrowers, physicians, and borrowers with multiple income sources.

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Jumbo Loans- APR calculation assumes a $500,000 loan with a 20% down payment and borrower-paid finance charges of 0.862% of the loan amount, plus origination fees if applicable. If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the APR.